Get a complimentary evaluation of your plan. Reach out to us today!

Aetna Supplemental Insurance

Contact Us Today!

Aetna Medicare Supplement Plans: A Detailed Guide

Aetna is one of the largest private insurance companies offering Aetna Medicare Supplement Plans. Also known as Medigap Plans, these insurance plans can help you cover out-of-pocket medical expenses associated with Original Medicare (Parts A and B).

Currently, there are seven Aetna medicare supplement plans, each with unique features. Here, we’ll explore the seven plans to help you choose the ideal one for your needs.

Aetna Supplemental Insurance Plans

When it comes to Aetna Supplemental Insurance Plans, there’s no one-size-fits-all option. Coverage varies from plan to plan, meaning you might find one plan better suited for you over another. That said, let’s examine the various Aetna Supplemental plans.

Aetna Supplement Plan A

Aetna Medicare Supplement Plan A or Medigap Plan A, offers basic coverage for various out-of-pocket expenses that aren’t covered by Original Medicare (Parts A and B). Here’s what Part A covers:

  • Hospital stays: Plan A covers the Medicare Part A coinsurance and inpatient hospital stays for up to a year after Medicare benefits are used up.
  • Medicare Part B coinsurance and copayment: Plan A covers the Part B medical insurance costs.
  • Medicare Part A hospice care costs: Plan A covers hospice care coinsurance and copays.

However, Plan A doesn’t cover the following:

  • Skilled nursing facility coinsurance
  • Medicare Part A and B deductibles
  • Medicare Part B excess charges
  • Prescription drug costs
  • Foreign travel medical expenses

Aetna Supplement Plan B

Aetna Supplement Plan B has somewhat similar coverage to Plan A with one notable exception: The plan covers the Medicare Part A deductible, meaning you won’t have to pay out-of-pocket for covered inpatient hospitalization costs.

  • Aetna Supplement Plans C, D

    Aetna Supplement Plan C builds upon the coverage provided by Plans A and B. The plan offers everything in Plans A and B, plus:
    Skilled nursing facility coinsurance
    Medicare Part B deductible
    However, while the plan offers comprehensive coverage, it doesn’t cover prescription medication costs and Medicare Part B excess charges.
    Note: Aetna Supplement Plan C is only available to individuals who qualified for Medicare before 2020.
    Aetna Supplement Plan D
    Aetna Supplement Plan D offers similar coverage to Plan C but includes prescription medication coverage. However, unlike Plan C, the plan doesn’t cover the Medicare Part B deductible.

  • Aetna Supplemental Plans F, G, N

    Aetna Supplement Plan F is the most comprehensive Aetna Supplemental Medicare insurance. While it comes at a heftier cost than other plans, it covers all the out-of-pocket expenses associated with Original Medicare, except prescription meds.
    Note: Aetna Supplement Plan F is only available to individuals who qualified for Medicare before 2020.
    Aetna Supplement Plan G
    Aetna Supplement Plan G offers comprehensive coverage at an affordable rate compared to Plan F. Yet, while highly comprehensive, the plan doesn’t provide prescription drug coverage. It also doesn’t cover the Medicare Part B deductible.
    Aetna Supplement Plan N
    Aetna Supplement Plan N offers coverage similar to Plan G but doesn’t cover Medicare Part B excess charges. This quality makes it a more pocket-friendly alternative to Plan G.

  • What's the Best Aetna Senior Supplemental Insurance Plan?

    While Aetna Medicare Supplement Plan F offers the most comprehensive coverage, the best Aetna Senior Supplemental Insurance plan for you will depend on your individual needs and budget.
    If you have frequent medical needs or expect significant medical expenses, Aetna Plan or G may be ideal. On the other hand, if you don’t have frequent medical needs and want to enroll in an affordable plan, you might prefer Plan A or B.
    Need assistance choosing a suitable Aetna Senior Supplemental Insurance? Contact us today, and one of our Medicare experts will help you choose a Aetna Supplemental medicare insurance plan that best suits your circumstances.