If you’re new to Medicare, then it’s important that you think about the coverage that you want and which policy is the right choice for you. Doing this is the best way to make sure that you get the coverage you need and deserve.
There is a variety of coverage that’s offered through Medicare. What coverage you end up with will depend on your medical situation and needs, as well as your budget. Keeping budget in mind is important. While Medicare is a great way to save money, it doesn’t come without its own costs. Taking these costs into account is important, so that you can be sure you can afford your coverage.
Prescription Drug Coverage
Prescriptions can be very expensive and having the right coverage is important. Especially if you regularly take prescription medications, you should be certain that you have the right coverage. There are multiple ways to get prescription drug coverage when it comes to Medicare.
If you choose Original Medicare, then you won’t have prescription drug coverage automatically built into your policy. If you do want this kind of coverage, then you’ll need to enroll in Medicare Part D. Part D is only available for those that are enrolled in Original Medicare.
Many Medicare Advantage plans also come with drug coverage. If you enroll in Medicare Advantage, then you will not have the option to enroll in Part D. This is important to keep in mind, so that you can be sure your policy includes drug coverage if you need it. If you’re enrolled in Medicare Advantage and want to learn more about what your different options are, then it could be best to speak with an insurance professional.
Let Us Answer Your Questions!
We understand how important having prescription drug coverage is, so we always make sure to provide our clients with the information they need. If you want to save as much money as possible when it comes to Medicare, then reach out to us today! We’ll make sure you get the prescription drug coverage you need.