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At Cigna, we believe in empowering you to take control of your health. Our Cigna PPO Plans allows you to choose your healthcare provider and ensure access to a huge range of doctors, specialists, and hospitals nationwide.
It stands for Preferred Provider Organization (PPO), meaning there is a huge network of participating providers and hospitals, so you have a couple of choices.
You will work with specific healthcare providers, which makes it similar to the HMO plan. However, the difference is that you will also be covered to see specialists outside your plan, but you will pay more than in-health providers.
Cigna sells both HMO and PPO Medicare Advantage plans. However, HMO plans cost an average of $10 per month, and PPO plans cost an average of $2 per month, which is less than average. Both HMOs and PPOs are available in 26 states. Therefore, the choice is yours on which one to select.
Before deciding on which dental plan to take, it is best to compare HMO and PPO plans to see which one suits you more, as indicated here:
Dental PPOs have an annual deduction, whereas HMOs do not.
The dental PPO coinsurance plan starts once you hit the deductibles, but with HMO, dental is based on a flat rate.
Contact us today if you still want to learn more about Cigna PPO plans!