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Cigna PPO Plans

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Cigna PPO Plans: The Ultimate Guide

At Cigna, we believe in empowering you to take control of your health. Our Cigna PPO Plans allows you to choose your healthcare provider and ensure access to a huge range of doctors, specialists, and hospitals nationwide.

What are Cigna PPO Medicare Advantage Plans ?

It stands for Preferred Provider Organization (PPO), meaning there is a huge network of participating providers and hospitals, so you have a couple of choices.

PPO Features

  • Cigna PPO medicare advantage plans provides you with global coverage and gives you urgent care coverage 24/7.
  • In case you choose to seek medical attention outside your usual medical providers, you will be covered for such plans at an extra fee. However, you still have an emergency care plan outside your out-of-network.

How Does Cigna PPO Medicare Advantage Plans Work?

You will work with specific healthcare providers, which makes it similar to the HMO plan. However, the difference is that you will also be covered to see specialists outside your plan, but you will pay more than in-health providers.

Why Choose Cigna True Choice Medicare PPO?

  • Freedom of choice: With a Cigna true choice medicare PPO, you have access to any healthcare professional or agency without a referral—empowering you to make informed decisions about your health.
  • Broad Network: Cigna has a huge network of healthcare providers, hospitals, and specialists. This gives you many options when choosing your primary doctors and facilities within the network.
  • Out-of-Network Coverage: While staying in-network reduces costs, Cigna PPO plans offer partial coverage for out-of-network services. It is flexible in case you are in need of a specialist or healthcare provider who is not in the network.
  • No Referral Needed: When you are on a Cigna true choice medicare PPO, you don’t need a primary care physician’s referral to see a specialist. Such an option gives you peace knowing that looking for specialized care will not be a hassle.
  • Wellness Programs: Cigna offers various wellness programs, such as joining a fitness club and resources to assist you in managing your health and well-being. These include online portals, applications, and resources for managing chronic conditions and promoting healthy living.
  • Cigna Medicare Advantage a PPO or HMO: Which One Is Better?

    Cigna sells both HMO and PPO Medicare Advantage plans. However, HMO plans cost an average of $10 per month, and PPO plans cost an average of $2 per month, which is less than average. Both HMOs and PPOs are available in 26 states. Therefore, the choice is yours on which one to select.

  • Differences between Dental HMO and Dental PPO Plan

    Before deciding on which dental plan to take, it is best to compare HMO and PPO plans to see which one suits you more, as indicated here:
    Dental PPOs have an annual deduction, whereas HMOs do not.
    The dental PPO coinsurance plan starts once you hit the deductibles, but with HMO, dental is based on a flat rate.
    Contact us today if you still want to learn more about Cigna PPO plans!