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Humana Medicare Advantage Plans

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Best Humana Medicare Advantage Plans 2024: What You Need to Know

Medicare Advantage or Medicare Part C plans are a type of Medicare health insurance offered by private insurers contracted by the federal government. Medicare Advantage Plans provide all of the benefits of Original Medicare (Parts A and B) and other perks like routine dental, vision, and hearing care.

If you’re considering enrolling in a Medicare Advantage Plan, you might want to consider one of the plans offered by Humana — one of the leading private insurance companies that offers Medicare health insurance plans. Here, we’ll examine the essentials you need to know about Best Humana Medicare Advantage plans 2024.

What Do Humana Advantage Plans for 2024 Cover?

Humana advantage plans for 2024 offer the same coverage as Original Medicare, excluding clinical trials and hospice care. Some of the healthcare services covered by Medicare Advantage plans include:

  • Doctor visits
  • Preventive care
  • Laboratory tests
  • Emergency ambulatory services
  • Physical therapy

Humana Medicare Advantage plans 2024 also include extra perks like:

  • Routine dental, vision, and hearing care.
  • Fitness programs
  • Gym memberships
  • Transportation to hospital

Some plans may also offer prescription medication coverage. Opting for an Advantage plan with drug coverage allows you to enjoy the convenience of one plan and premium, unlike Original Medicare, which requires a separate drug and premium plan.

  • Types of Medicare Advantage Plans

    Humana offers various Medicare Advantage plans, each offering something different. Here’s an overview of their plans:
    Health Maintenance Organization (HMO)
    HMO plans typically have lower monthly premiums than other Humana Advantage plans. However, these plans require you to choose a primary care physician (PCP) and visit in-network healthcare providers.
    Preferred Provider Organization (PPO)
    PPO plans offer more freedom, allowing you to visit out-of-network providers for medical services. However, out-of-network providers typically charge more for their services.
    Private Fee-For-Service (PFFS)
    PFFS plans pay directly for the services you receive and require out-of-network providers to accept Medicare repayments and the plan’s terms. While PFFS plans offer greater flexibility, they typically cost more than other Medicare Advantage plans.

  • Special Needs Plan (SNP)

    SNPs are tailored toward people with chronic conditions like diabetes, heart disease, or arthritis who are eligible for Medicare and Medicaid. SNPs offer specialized benefits and services to manage chronic conditions.
    Medical Savings Account (MSA)
    MSAs blend high-deductible plans with dedicated savings accounts for healthcare costs but exclude prescription medication coverage.
    HMO Point-of-Service (HMO-POS)
    This plan is a unique HMO that offers more freedom than conventional HMOs, allowing you to visit out-of-network healthcare providers. However, visiting out-of-network providers comes at a higher cost, with separate deductibles for in and out-of-network services.

  • Finding the Right Medicare Advantage Plans Humana

    When it comes to Humana Medicare Advantage plans, there’s no universal option that’s ideal for everyone. Health needs vary from person to person, and you may find one plan better suited for you than another depending on your needs, budget, lifestyle, and other factors. So, carefully consider these factors before settling on a Humana Medicare Advantage plan.
    And if you need help picking a suitable Humana advantage plans for 2024, we’re here to help! Contact us at 561-90-SHARK, and one of our qualified Medicare agents will help you make an informed decision.