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Medicare Parts

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WHAT IS MEDICARE?

Medicare is the federal health insurance program for:

  • People aged 65 or older
  • People under 65 with certain disabilities
  • People of any age with End-Stage Renal Disease (ESRD)

WHAT ARE THE PARTS OF MEDICARE?

  • PART A (HOSPITAL INSURANCE) HELPS COVER:

    • Inpatient hospital care
    • Skilled nursing facility care
    • Hospice care
    • Home health care
  • PART B (MEDICAL INSURANCE) HELPS COVER:

    • Services from doctors and other health care providers
    • Outpatient care
    • Home health care
    • Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)
    • Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)
    • Diagnostic Testing Services (like X-rays, CAT Scans, MRIs)
    • Bloodwork & Lab Services
    • Emergency Ambulance Services
  • PART D (PRESCRIPTION DRUG COVERAGE) HELPS COVER:

    • Cost of prescription drugs (including many recommended shots or vaccines)

    Part D plans are run by private insurance companies that follow rules set by Medicare.