What is Medicare Part B?
Medicare: Part B
Medicare coverage is generally made up of two parts. Part A will cover your hospital insurance. Medicare Part B covers your preventative care and outpatient services. Coverage by Medicare Part B may include:
Outpatient care
Home health care
Durable medical equipment such as wheelchairs or hospital beds
Preventative services
Vaccines
Health screenings
Annual physicals and wellness checks
In short, Medicare Part B covers medically necessary services and preventative care. Anything needed to diagnose or treat a condition is handled by Medicare Part B.
What is NOT Covered By Medicare Part B?
Your needs for dental, vision, or hearing are not covered by your Medicare Part B insurance nor are your prescription drugs. Anything deemed medically unnecessary will not be covered by Medicare Part B. Inpatient services are covered by Medicare Part A rather than Medicare Part B.
Medicare Part B Costs
Medicare Part B, like most insurances, requires you to pay a monthly premium. How much you will be paying depends on your income level. If you are on social security, your Medicare Part B premium will be automatically deducted from your monthly check. If you do not receive social security, you will be billed quarterly. You will also be responsible for copays and an annual deductible.
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